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Which of the following statement(s) is/are NOT correct about the Banking System in Himachal Pradesh? (1) As per census 2011, the average population per branch in the state comes to 3129 people. (2) The Himachal Pradesh State Cooperative Bank Ltd. has 217 branches in Himachal Pradesh. (3) Kangra district has the highest number of 423 bank branches. (4) The State Bank of India has been given the responsibility of Lead Bank of two districts Chamba and Lahaul-Spiti. Choose the answer:

HPPSC · 2021 · GS1
Question:
Which of the following statement(s) is/are NOT correct about the Banking System in Himachal Pradesh? (1) As per census 2011, the average population per branch in the state comes to 3129 people. (2) The Himachal Pradesh State Cooperative Bank Ltd. has 217 branches in Himachal Pradesh. (3) Kangra district has the highest number of 423 bank branches. (4) The State Bank of India has been given the responsibility of Lead Bank of two districts Chamba and Lahaul-Spiti. Choose the answer:

Options

(1) None of these
(2) 1, 3 and 4
(3) All of these
(4) 2 only
Answer: (4) 2 only

Explanation:
Statement 1 is correct: As per 2011 census data, the average population per bank branch in HP was approximately 3,129 — reflecting relatively better banking penetration than the national average for a hill state. Statement 2 is incorrect: The HP State Cooperative Bank Ltd. has 218 branches in HP — not 217 as stated. Statement 3 is correct: Kangra district, being the most populous district of HP, has the highest number of bank branches (423). Statement 4 is correct: SBI has been designated as the Lead Bank for Chamba and Lahaul-Spiti districts under the Lead Bank Scheme. Hence only statement 2 is incorrect.

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